Fast & Easy Commerial Bridge Loans - $5M - $100M

Present by: Jamil A Massengill, International Business Consultant
Company: JAMAIA Financial Marketing Group, LLC
Product or Service: Commercial Bridge Loan

Email: JAMAIAFinancial@Adpost.com 

The primary types of financing we provide includes short-term (one-to-three year, interest only) loans for:

· Ground up construction*
· Purchase of existing property
· Refinancing
· Debt restructuring

We provide financing for a wide variety of different types of commercial real estate*. These include (but are not limited to) the following:

· Rehab of existing property

· Hotels and motels
· Office buildings and office parks
· Mixed-use developments
· Industrial buildings and warehouses
· Golf courses and resort properties
· Retail strip centers, plazas and shopping malls
· Apartment buildings and condominiums
· Senior living facilities
· Retirement and nursing home facilities
· Automobile dealerships
· Cinemas
· Multi-family residential complexes
· Private schools
· Subdivision

What fees are associated with doing business with JAMAIA Financial?

· Retainer Agreement of $500.00

· Upfront Fees from Lender: None
· At LOI, there will be a fee for the on-site inspection (of which 50% will be refundable)
· At the time of Commitment, there is a requirement for client to pay legal fees
· There may be adjustments to these fees made on a case-by-case basis
· Prepayment Penalty: None

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What are the types of eligible properties?

· Commercial Real Estate (almost all commercial real estate asset classes) Excluded: Vacant land, rural areas, mobile home parks, single family developments, mines, channels, parking lots

· LOCATED in United States (except CA/HI) and Canada COLLATERAL REQUIRED can be Commercial Real Estate / Full Recourse Collateral Only Debt Lender.
· ”LOAN TYPES include: Purchase, Refinance, Rehab, Debt Restructuring and Ground up Construction Excluded: Business Equity, Joint Venture, Equipment Loon

What types of rates are charged?

· The interest varies between 9% – 12%

· TERMS: 1 – 3 Years (Interest Only)
· Rates are based on the strength of the deal · Interest Only Loans 

What is the LTV available?

· Typical LTV is up to 75%

· The LTV might be higher if the deal is very solid
· The 35% equity “skin in the game” can be made up of cash (unaudited), project equity, cross-collateralization of other owned commercial real estate projects and/or seller taking back a 2nd lien.
· Project must be income producing
· Principals must have 30% – 35% “skin in the game” for all ground up construction projects

Are there any pre-payment penalties? No

Underwriting Process:

Instead, we focus on a few key metrics and criteria that we believe are essential to a commercial real estate project’s success. In order to review a financing request, we generally require the following:

· Three years of business financial statements (non-audited)

· Personal financial statement
· Income and expense projections
· A minimum cash or equity position by the borrower (i.e., some “skin in the game”)
·An exit plan

We generally look for deals with up to a 75% loan-to-value ratio, although we may accept a higher LTV in certain circumstances. Interest rates generally range from 9% to 12%, and the origination charge between 4 and 5 points, depending on the financial strength of the borrower. Our loans are secured by commercial real estate collateral.

For a No Obligation Consultant please contact me at 704-906-6197.

Send email to: JAMAIAFinancial@Adpost.com put into the subject Line "Send Bridge Loan Documents"..

Best Regards, 

Jamil A. Massengill
International Business Consultant | Facilitator

JAMAIA Financial Marketing Group, LLC
Life, Health and Finance Services
Direct: 704-906-6197
Toll Free: 844-836-0805
Fax: 844-670-8879
Skype: jamaiafinancial
Email: JAMAIAFinancial@Adpost.com
Blog: http://www.JAMAIAFinancial.Blogspot.com

Tag: Bridge Loan, Bridge Financing, Land Loans, Short Term Financing, Commercial Loans, Real Estate Term Loan, Real Estate Financing, Commercial Financing, Renovation Loans, Rehab Loans, Construction Loans